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Ary Rosenbaum, That 401(k) Guy

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All posts by Ary Rosenbaum, That 401(k) Guy

Don’t change that seat

I hate what they have done to the airlines. For everything, there is a charge. I’m not talking ab...

The Prop Up

The idea of the prop up, and my issues with it, probably started around the 5th grade at Rabbi Harr...

The audits might be coming

I have handled more audits in the past six months, than in the past 5 years. Whether it’s the Int...

The craziness of concert ticket prices

When you have no money, you spend a lot more than you do. At least, that was for me. When I was in ...

I can’t imagine the cold emails work

I handle my investments. I work with financial advisors around the country, they are the best refer...

Audit rule will put some PEPs out to pasture

It looked great on paper, Pooled Employer Plans (PEPs) needed an audit only if they hit 1,000 parti...

Define small

I will reiterate that almost all small and medium-sized 401(k) plans are immune from 401(k) litigat...

State mandated plans help the lower paid

My daughter works at the local pizzeria. I can’t imagine they would offer a retirement plan until...

State plans push independent 401(k) plans

The reason I like state-mandated IRA programs for employers is because it increases retirement plan...

Stop the complaining, new Frasier is good

Cheers is probably one of my top 10 favorite shows. Even went to the real Cheers bar for lunch on t...