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Ary Rosenbaum, That 401(k) Guy

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All posts by Ary Rosenbaum, That 401(k) Guy

IRS offers more partial termination guidance

The Internal Revenue Service (IRS) released some new guidance on the temporary partial plan terminat...

by Ary Rosenbaum, That 401(k) Guy

Where the PEP makes most sense

We still have a retirement crisis in this country as people don’t have enough retirement savings a...

by Ary Rosenbaum, That 401(k) Guy

Big enough, they’ll be a target

Whether it’s a single employer plan, a multiple employer plan (MEP), a pooled employer plan (PEP),...

by Ary Rosenbaum, That 401(k) Guy

It just takes one time to scare them away

When it comes to COVID, I had one major phobia and that was getting my hair cut. My ENT doctor under...

by Ary Rosenbaum, That 401(k) Guy

The problem with an organization being “Top Heavy”

If you know about a thing or two about plan administration, you know about the top-heavy rules. The ...

by Ary Rosenbaum, That 401(k) Guy

Let them check out of your email list

I write a lot because social media gets my name out there at a much lower cost than hiring a public ...

by Ary Rosenbaum, That 401(k) Guy

Control is a big deal

As a retirement plan provider, you meet a potential client and you just do so well in the meeting th...

by Ary Rosenbaum, That 401(k) Guy

It’s not your job to understand

As someone in the non-fungible token world (3 Guys NFT), I don’t understand why people will spend ...

by Ary Rosenbaum, That 401(k) Guy

In the end, there can be only a few PEPs

The original Highlander is kind of a silly movie, with the tagline “there can be only one.” I do...

by Ary Rosenbaum, That 401(k) Guy

You don’t know unless you ask the IRS

A few months back, I was working with a 401(k) plan sponsor on a big Voluntary Compliance Program (V...

by Ary Rosenbaum, That 401(k) Guy