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Well, it’s not really profitable

14 years ago, I had enough. I was tired of working for other people because I wanted to bet on myself and not being told no, even by my wife (who didn’t think going on my own was smart). Before I went on my own, a buddy asked me to talk to a law firm partne...

They need you, be there

I have an old saying: “I needed you, you weren’t there, and I no longer need you.” When you have a plan sponsor and they need help, you need to be there. Otherwise, don‘t be surprised if you are gone as a plan provider. Whether it’s a missing 550...

The most difficult clients to deal with are……

I’m becoming more like Larry David as I get older. Not the hypocritical part of Larry, but the pa...

You can’t let your system be overwhelmed

My son loves autograph signings. The enjoyment for me is dependent on whether the show is run well....

You can’t let opinions bother you

I have been blocked by 3 of the sitting 7 members of my local board of education on social media be...

Building consensus is the key

I work as the attorney for a not-for-profit organization, at least as the attorney for the board. ...

It’s a tremendous savings gap

They say a participant needs about $1.8 million for retirement savings, to live comfortably. The...

Need to increase that retirement coverage gap

According to a survey by my friends at Paychex Inc., less than half (37.6%) of U.S. employers offer...

The thing about stealing plan assets

The recent news about RiversEdge, the Third-Party Administrator (TPA) accused of stealing plan asse...

401(k) dangers? It doesn’t have to be this way

Thalidomide was supposed to be the wonder drug that helped women manage morning sickness until they...