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You should pick out the groceries

If there is one famous quote that’s landed me in trouble, it’s one from my favorite fo...

Ary Rosenbaum, That 401(k) Guy

Just be accountable

People don’t like to be accountable for the most part. It’s just human nature to blame...

Ary Rosenbaum, That 401(k) Guy

Pick what’s good, not what’s popular

I’m not very popular, never have been and never will be. It’s probably my personality ...

Ary Rosenbaum, That 401(k) Guy

Potential Conflicts shouldn’t be just dismissed

As a retirement plan provider, you need to understand where there is a conflict of interes...

Ary Rosenbaum, That 401(k) Guy

Some people will do as minimal as possible

Another thing that sets plan providers apart is the work ethic, whether they will do what�...

Ary Rosenbaum, That 401(k) Guy

VALIC sued over surrender charge

One of the most annoying parts of being an ERISA attorney is dealing with surrender charge...

Ary Rosenbaum, That 401(k) Guy

Revenue Sharing is costlier to plan participants

I love when studies on retirement plans state the obvious.   According to researchers...

Ary Rosenbaum, That 401(k) Guy

IRS increase user fees

The Internal Revenue Service (IRS) has announced increases to user fees for letter rulings...

Ary Rosenbaum, That 401(k) Guy

COVID caused retirement plan raid

Kiplinger conducted a poll that showed that plan participants did raid their retirement pl...

Ary Rosenbaum, That 401(k) Guy

What you’ve got is a failure to listen

“What we’ve got here is failure to communicate. Some men, you just can’t rea...

Ary Rosenbaum, That 401(k) Guy