Plan sponsors spend a lot of time worrying about the market. Is it too high? Too low? Are we heading into a recession? Should we swap out funds before the next downturn? It’s a natural instinct—but it’s also the wrong place to focus your fear. Market...
Plan sponsors love a good illusion. And the biggest one in the 401(k) world is this: if the recordkeeper is doing a lot, they must be responsible for a lot. They’re not. Recordkeepers are service providers. Very important ones. They handle transactions, ...
Plan sponsors love to say participants don’t engage. They don’t enroll, don’t increase deferr...
There are phrases in the retirement plan business that should set off alarms. Not the obvious ones...
Every year, plan sponsors sit through the annual 401(k) review. There’s a deck. There are charts....
One of the most common things plan sponsors say is, “We don’t get any complaints about our 401(...
Every year, plan sponsors sit through the annual 401(k) review. There’s a deck. There are charts....
For plan sponsors subject to annual retirement plan audits, the audit process can feel intimidating...
Many plan sponsors believe that once they hire a recordkeeper, TPA, or investment advisor, their fi...
Many plan sponsors assume that once a retirement plan is established and service providers are hire...
