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fall

Fall is the time to look

As summer turns to fall, it’s important for you as a 401(k) plan sponsor to use this time to consider what changes you may need for 2021. Whether it’s a change of plan provisions for eligibility or contributions, it’s the best time to get ready for the n...

experience

Experience could mean many things

I always talk about how plan sponsors need to work with experienced financial advisors, third party administration (TPA) firms, and ERISA attorneys on their plan needs. Like with reasonable fees, I believe that the term “experienced” is vague. Experience d...

dont be cheap

Don’t be cheap on retirement plans

As I have stated before, I am loath to hire employees because I was an employee once too. That prett...

always be selling

They will always be selling

When I was a kid, there were two varieties of Cheerios, one version of Listerine, and one type of Cr...

3C8C819F-D5F4-4950-89E0-2A2BD15A05C0

Marketing is sometimes, just marketing

inspire to drink beer, but the advertisements were comedy gems from Rodney Dangerfield, Billy Martin...

email

Give them the e-mail addresses

Your third-party administrator (TPA) might be asking for the work email addresses and you’re wonde...

allegations

Lawsuits against plan providers and sponsors are only allegations at first

It seems like every week, there is another major lawsuit against a plan sponsor and one of their ser...

ESG_investing

If you have ESG, look to your IPS

It seems everything is political. I believe the purposes of Environmental, Social, and Governance (E...

gambling

Gambling against an audit is a bad bet

I love Las Vegas and the last two times I was there; I didn’t gamble a nickel. I hate gambling bec...

0E71EFE2-F7EC-4B2B-96C1-AA81D4AC549F

Check the provider’s credentials

After Hurricane Sandy decimated my house with five feet of water downstairs, I needed to replace our...