There are certain problems in life where waiting might actually help. Late 401(k) deposits aren’t one of them. Employee salary deferrals are plan assets once they’re withheld from employees’ paychecks and are required to be deposited i...
One of the biggest sources of confusion for 401(k) plan sponsors is figuring out who is actually responsible for what. You have a financial advisor. You have a TPA. You have a recordkeeper. Maybe you have an ERISA attorney. Everybody is involved with the s...
Every year, most 401(k) plan sponsors get a Form 5500 from their TPA or other provider with instruc...
There is a big difference between a checkup and an autopsy. A checkup is designed to find proble...
A lot can happen to a business in 10 years. The company can grow from 20 employees to 200. Ownershi...
A 401(k) investment menu isn’t a museum exhibit. Investments aren’t supposed to be plac...
One of the biggest misconceptions among plan sponsors is that once a 401(k) plan is established, it...
Nobody climbs onto their roof every weekend looking for loose shingles. Yet responsible homeowners ...
There was a time when cybersecurity was viewed as the responsibility of the IT department. If the n...
One of the simplest pieces of advice I give plan sponsors is also one of the most important: docume...
