One of the biggest misconceptions I encounter is that finding an operational error means someone must have done a terrible job. That’s simply not true. Retirement plans are governed by thousands of pages of statutes, regulations, IRS guidance, and pl...
If I had a dollar for every time a plan sponsor asked me a question that was already answered in their plan document, I’d probably have enough money to retire. The retirement plan document isn’t something you sign once and toss into a filing ca...
Every retirement plan committee benefits from knowledgeable people. What it doesn’t need is a...
One of the most common and expensive mistakes in a 401(k) plan isn’t a complicated investment...
Most employee complaints involve relatively minor issues. Questions about vacation time, payroll, b...
One of the biggest misconceptions among plan sponsors is that providing required notices and disclo...
Many plan sponsors spend a great deal of time selecting investments, reviewing fees, and ensuring c...
Many plan sponsors believe fee benchmarking is simply a search for the lowest-cost provider. That a...
Every retirement plan sponsor has procedures. The question is whether those procedures exist only i...
Many plan sponsors assume that a Department of Labor investigation begins with a deep dive into inv...
