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0E71EFE2-F7EC-4B2B-96C1-AA81D4AC549F

Check the provider’s credentials

After Hurricane Sandy decimated my house with five feet of water downstairs, I needed to replace our hot water heater and furnace. My plumber got us a new hot water heater, but couldn’t find a new furnace. A neighbor had a friend who was an HVAC contractor i...

40DC47EB-20C4-4E11-9236-37B2AF56A6DC

Being aggressive could be a bad idea

Many years ago, I was contacted by a bank that had an issue. For 20 years, they didn’t include bonuses as part of their plan’s compensation, even though it was supposed to be included. I told them that the only option was an application to the Internal Rev...

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That termination fee

Signing up with a third-party administrator (TPA) is like getting married, you come in with the best...

ESG funds2

The problem with ESG funds

Over the last 10 years, more and more plan sponsors have opted for environmental and social mutual f...

ESG funds

The problem with ESG funds

Over the last 10 years, more and more plan sponsors have opted for environmental and social mutual f...

F6CE00E8-5B8B-4723-93E4-6F6FB5CB0D7F

Take advantage of the new E-Disclosure rules

As a 401(k)-plan sponsor, the new Department of Labor (DOL) rules that allow for the electronic deli...

BAC381F5-984C-4084-A60C-44F93440F1CE

Theft through cyber crime will be a bigger thing

Theft by plan fiduciaries does happen and it’s not hard to find out who did it.   The problem...

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E-disclosure should lower fees too

It’s great that the Department of Labor (DOL) has finally embraced the electronic disclosure of im...

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When you need a VCP application, make sure you cover all the errors

The Internal Revenue Service (IRS) Voluntary Compliance Program (VCP) is one of the best methods for...

promises

Make sure you get what’s promised

People can promise you the moon, but they may deliver far less. That is why despite the promises mad...