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paydayloan

The multiple loan problem

As a 401(k) plan sponsor, you need to know that plan errors happen all the time. A 401(k) plan has so many moving parts, so that means something might break. The problem here is that while things can happen without control, you can control some errors by avoid...

contractpen

Get those contracts reviewed

One of the biggest problems for my clients after they hire me is that they realize that they never bothered to review the plan provider contracts that they signed long ago. There might be surrender charges or termination fees that they never anticipated. In th...

peepspie

Make Sure The Census Information is Correct

I use the expression “garbage in, garbage out” if an end of year census report is done incorrect...

tpa2

I will never understand a TPA asset based fee

I’m stubborn and there are just some things I don’t understand, so hear me out.   I got a c...

unhealthy

Signs of an unhealthy plan

When it comes to your health, there are certain symptoms you should look out for that could be a har...

rmd

Make sure RMDs are made

In the past 35 years, it changed on who had to take out a required minimum distribution (RMD) from a...

lostearn

Correct the late deferral issue correctly

Correcting your late deferrals by depositing them and making a contribution to make up for lost earn...

notice

Get those safe harbor notices out

If you have a safe harbor 401(k) plan or plan on adding that provision to your plan, keep in mind th...

sms

Make sure your custodian knows who the trustees are

If you’re a closely held business or not, changes do happen. Whether it’s leadership or who serv...

3505853D-597E-4EE2-BBDE-2822545ED33E

That last button on your 401(k) plan

As an attorney, I hate dressing up. If I could wear a Mitchell and Ness sports jersey to meetings an...