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pers401k

401(k) plans increase savings

Investment Company Institute conducted a study that shows that 56% of Defined Contribution plan participants agree that they probably wouldn’t save for retirement if they didn’t have a plan at work.   What does that tell you as a plan sponsor or a pot...

48C7419B-6D3C-4FBB-B258-DF7686EC60BF

The beneficiary form and the need for no drama

As a plan sponsor, you need to make sure that participant beneficiary forms are up to date. It’s not enough that you make sure that every participant has filled one out, you also have to make sure that they’re updated. Family lives and situations change, s...

50860CA1-7AEB-44F0-887B-CC374BA6FEAA

Let participants know about birth and adoption expenses withdrawals

When it comes to changes to your retirement plan, make sure your employees know changes in the law t...

401piggy

There is a difference between TPAs

In any service industry, the quality of service and price can be far and wide. While people say that...

B95E05F1-BB56-4458-BA53-E329705EF2B9

The problem with insurance with 401(k) plans

I have life insurance and it’s an important financial tool to protect your loved ones. I’ve neve...

targetvmacys

When you focus only on fees, you lose sight of everything else

For the past 7 years, fee disclosure has certainly helped you as a plan sponsor to finally understan...

parttime

The biggest SECURE Act Change IMHO

The biggest change under SECURE Act is the treatment of long-time, part-time employees under your 40...

secureact

What Plan Sponsors Need To Know About The SECURE Act

I once had a law school professor who joked that we change the bankruptcy laws to give business to b...

solo401k

There is a cost to those free plans

There is nothing wrong with free unless there is a hidden cost involved. Small business plans that d...

kiss2

Keep it simple stupid

As they once said in This is Spinal Tap, there is a fine line between stupid and clever. I can assur...