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401(k) dangers? It doesn’t have to be this way

Thalidomide was supposed to be the wonder drug that helped women manage morning sickness until they discovered it caused birth defects. Asbestos was supposed to be the ultimate fire-resistant material that was later found to cause mesothelioma when produced o...

Verify the resume is true

Thankfully, it’s been about 13 years since I’ve had a resume. It wasn’t a fun job and I never knew what people would ask for. I always thought objectives for resumes were silly, but people had them. Years ago, I worked at a third-party administrator ...

Go where the audience

That 401(k) Conference returns this year at Globe Life Field in Arlington, Texas, on May 3rd, and Y...

Those incompetent, in control, won’t quit

There is a “nebbish” who has been on the local school board for 12 years. Both of his daughters...

The one thing people have problem with the most

If there is one thing that over time, I’ve realized that people have a problem with the truth. ...

We are shaped by our experiences

When I used to write the annual article that Paychex and ADP were lousy third-party administrators,...

When markets sink, plan sponsors lose interest

When I worked for third-party administrators (TPAs), nothing hurt prospecting more than a down stoc...

I can’t imagine the cold emails work

I handle my investments. I work with financial advisors around the country, they are the best refer...

Stick to what you know

Over the past 13 years as a solo ERISA practitioner, I always get asked if that’s all I do. It’...

Don’t give employees the wrong idea

I always say that the reason I’ve never hired an employee is because I was an employee once too. ...