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goldays

The good old days for advisors are gone

In the good old days of participant-directed 401(k) plans, a good chunk of financial advisors did very little work for the plans that they advised. Many of them sat back, collected their trail or asset-based fee, and maybe saw the client once a year. Thanks to...

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You’re still using too much paper

  I used to use a lot of paper in my law practice. Then I had 10 feet of water in my office after Hurricane Sandy and my file cabinet was outside, drying off for the next six months. Let’s just say I went paperless after that.   I’m still amazed ...

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They won’t tell you why they’re pissed

I was very outspoken in law school, complaining some of the injustices and hypocrisy that went on. I...

target

Plan providers and the beauty of a direct fee

For my first year of law school, I had a renowned criminal law professor. He had a penchant for ties...

narrow41

The narrowing 401(k) margins

When I was 13, I bought my very first computer, an Apple IIe for $2,000, which would be about $4,760...

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The RFP Process has to be on the up and up

  Years ago, as a naïve associate at a semi-prestigious law firm (sorry Lois), I got the short...

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It’s a question of intent

I live in an unincorporated village on Long Island and I’m always amused by the people who want to...

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Something to augment what you do

As everyone knows, I’m not a big fan of payroll providers being third-party administrators, at lea...

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Don’t let consolidation scare the life out of you

When I travel to a stadium or a game, I’m a beer snob and I will walk around to find a beer that i...

free

The cost of holding free events

One thing I did with That 401(k) Conference is to have a price for admission. Sure, there have been ...