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When The Fiduciary Warranty is Dangerous

I don’t pull any punches, so I have certainly written many articles about plan providers issuing something called a fiduciary warranty, that is free and doesn’t protect the plan sponsor from almost any liability because plan sponsor never get sued for what...

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Redemption only goes so far

My great Uncle Jack was the youngest of 4 children. He followed Herschel, Zoltan, and my grandmother Rozalia. He was a troublemaker when he was a kid. One time, he gambled away the family’s ration coupons and my grandmother had to get hem back. One day, he w...

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Don’t show clients you don’t care

It’s one of the greatest lines in a movie and even my 11-year-old daughter knows it. Harrison Ford...

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Home Depot is the next 401(k) lawsuit target

The company that told us we can do home improvement by ourselves might not have been able to properl...

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Always Be Watching

Who can forget Alec Baldwin’s speech in Glengarry Glenn Ross on how salesmen should “Always Be C...

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I’m only superstitious about the Mets

When I was younger, I used to be superstitious. For example, in college, I had a lucky shirt. It was...

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Dealing with potential clients that are married to the ball and chain

How many times as a retirement plan provider that you contact a retirement plan that is paying too m...

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Avoid those who always sell to plan sponsors

When I was a kid, there were two varieties of Cheerios, one version of Listerine, and one type of Cr...

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What Were They Thinking #50 the AOL-Time Warner Merger

There have been so many bad mergers in corporate history, but there is probably no worse corporate m...

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Ary’s Gems #1: Airplane!

This is the first of hopefully (depending on continuing advertising support) of many articles on som...