There’s a certain strain of thinking in this business that more is better. More funds. More features. More “solutions.” If a lineup has 18 options, someone will suggest 28. If the platform works, someone wants to bolt on three more tools. It feels like ...
Everyone loves a “partner” who agrees with them. Until it blows up. In the retirement plan world, there’s a dangerous kind of service model—the nod-and-smile model. Sponsor says they want a bloated investment lineup? “Sounds great.” Wants to ke...
Plan providers think they win the business at the RFP. Nice presentation, polished deck, ...
Plan sponsors spend a lot of time worrying about the market. Is it too high? Too low? Are...
Plan sponsors love a good illusion. And the biggest one in the 401(k) world is this: if t...
There are bad ideas, and then there are ideas that should have been stopped in the parkin...
Every now and then, the industry rolls out a headline that sounds like it belongs in a la...
There’s a dangerous assumption in the retirement plan world: that people who fall for s...
Plan sponsors love to say participants don’t engage. They don’t enroll, don’t incre...
There are phrases in the retirement plan business that should set off alarms. Not the obv...
