Advisors ask me all the time of the role of education in participant-directed 401(k) plans. Participant directed 401(k) plans that are governed under ERISA §404(c) offer the plan sponsors liability protection based on a participant’s gains or losses on thei...
As a 401(k) plan sponsor, you need to know that plan errors happen all the time. A 401(k) plan has so many moving parts, so that means something might break. The problem here is that while things can happen without control, you can control some errors by avoid...
One of the biggest problems for my clients after they hire me is that they realize that th...
I use the expression “garbage in, garbage out” if an end of year census report is done...
As I always say, being a mutual fund company with proprietary funds in their 401(k) plan m...
The U.S. Department of Labor’s Employee Benefits Security Administration (EBSA) released...
I’m stubborn and there are just some things I don’t understand, so hear me out. ...
Cost is an overused consideration for picking plan providers, value and quality are under...
I’m not a fan of reporting legislation, but this piqued my interest. Sen. Pat Toomey (R-...
Charles Schwab, the largest publicly traded discount brokerage firm and of the largest cus...
