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trustprocess

Investment education is all about a process

Advisors ask me all the time of the role of education in participant-directed 401(k) plans. Participant directed 401(k) plans that are governed under ERISA §404(c) offer the plan sponsors liability protection based on a participant’s gains or losses on thei...

paydayloan

The multiple loan problem

As a 401(k) plan sponsor, you need to know that plan errors happen all the time. A 401(k) plan has so many moving parts, so that means something might break. The problem here is that while things can happen without control, you can control some errors by avoid...

Get those contracts reviewed

One of the biggest problems for my clients after they hire me is that they realize that th...

Make Sure The Census Information is Correct

I use the expression “garbage in, garbage out” if an end of year census report is done...

Invesco to settles lawsuit concerning their 401(k) plan

As I always say, being a mutual fund company with proprietary funds in their 401(k) plan m...

EBSA recovers billions for participants

The U.S. Department of Labor’s Employee Benefits Security Administration (EBSA) released...

I will never understand a TPA asset based fee

I’m stubborn and there are just some things I don’t understand, so hear me out.  ...

Some random thoughts on the retirement plan business

Cost is an overused consideration for picking plan providers, value and quality are under...

Proposal for tax fee plan withdrawals for LTC premiums

I’m not a fan of reporting legislation, but this piqued my interest. Sen. Pat Toomey (R-...

Schwab to buy TD Ameritrade

Charles Schwab, the largest publicly traded discount brokerage firm and of the largest cus...