Ary Rosenbaum, That 401(k) Guy

646 posts
All posts by Ary Rosenbaum, That 401(k) Guy
good defense

Best defense is good procedures and following them

Having a great 401(k) plan doesn’t mean that a former participant won’t sue you or the governmen...

plan documents

You need to read the plan document

I once worked at a third-party administrator (TPA) that I joked that if you wanted to hide something...


Advisors need to offer education, it’s that simple

Advisors ask me all the time about the role of education in participant-directed 401(k) plans. Parti...


Well, I have an in with this association

If I got $5 for every time an advisor or other plan provider told me they had an in with an associat...

jasson PSA

Sports card market is in a bubble that will explode

The COVID pandemic and sports documentaries like ESPN’s The Last Dance has created a fervor in spo...

job to do

We have a job to do

Only 20% of people aged 20 to 29 in the world believe they’ll achieve their full retirement income...


r/wallstreetbets is another reason why I hate self directed brokerage accounts

What the Reddit group wallstreetbets did with Gamestop in a short squeeze was something quite amazin...

stay in lane

Purchasers need to stay in their lane

I’ve written blog posts about the problems that I see when a plan provider I know gets purchased. ...

certain point of view

From a certain point of legal view

There are two types of ERISA attorney, those that work for a plan provider and those that don’t. M...


The problem of the PEP Trustee

One of the quirks with pooled employer plans (PEPs) is the need for a corporate trustee. The only pr...