Ary Rosenbaum, That 401(k) Guy

For 401(k) Plan Providers

When Your Recordkeeping Platform Becomes Your Risk Platform

For years, recordkeepers sold the idea that technology solved everything. “Our platform is seamle...

by Ary Rosenbaum, That 401(k) Guy

For 401(k) Plan Providers

When a Sponsor Says “Our Employees Just Don’t Care”—How You Help Them Care

Plan providers hear it all the time: “Our employees don’t care about the 401(k).” That’s us...

by Ary Rosenbaum, That 401(k) Guy

For 401(k) Plan Providers

How to Make Your Service Model Actually Participant-Centric (And Get Paid For It)

Everyone in the retirement plan world claims to be “participant-centric.” It’s the industry�...

by Ary Rosenbaum, That 401(k) Guy

For 401(k) Plan Sponsors

Your TPA Isn’t the Plan Administrator—You Are

One of the most persistent myths in the 401(k) universe is the idea that the third-party administra...

by Ary Rosenbaum, That 401(k) Guy

For 401(k) Plan Sponsors

The QDIA You Pick Today Might Be Wrong Tomorrow

If there’s one consistent truth in the retirement plan world, it’s that nothing stays consisten...

by Ary Rosenbaum, That 401(k) Guy

News

When a Recordkeeper Switch Becomes a Fiduciary Freefall

If you’re a plan sponsor reading this, you can sit back, relax, and think, “I’ll never be tha...

by Ary Rosenbaum, That 401(k) Guy

For 401(k) Plan Providers

When the Payroll Provider Becomes the Plan Provider

Bundling sounds so convenient, doesn’t it? One login, one service team, one bill. It’s the Netf...

by Ary Rosenbaum, That 401(k) Guy

For 401(k) Plan Providers

The Advisor Who Knew Too Little

Every plan provider has crossed paths with one — the advisor who talks a big fiduciary game but c...

by Ary Rosenbaum, That 401(k) Guy

For 401(k) Plan Sponsors

The Myth of the Free Plan

By Ary Rosenbaum Every few months, I hear a plan sponsor brag, “Our provider said the 401(k) i...

by Ary Rosenbaum, That 401(k) Guy

For 401(k) Plan Sponsors

The Match Game: When Free Money Isn’t Enough

We’ve all heard it: “Don’t leave free money on the table.” It’s the classic pitch to get ...

by Ary Rosenbaum, That 401(k) Guy