Ary Rosenbaum, That 401(k) Guy

For 401(k) Plan Sponsors

Best defense is good procedures and following them

Having a great 401(k) plan doesn’t mean that a former participant won’t sue you or the governmen...

by Ary Rosenbaum, That 401(k) Guy

For 401(k) Plan Sponsors

You need to read the plan document

I once worked at a third-party administrator (TPA) that I joked that if you wanted to hide something...

by Ary Rosenbaum, That 401(k) Guy

For 401(k) Plan Providers

Advisors need to offer education, it’s that simple

Advisors ask me all the time about the role of education in participant-directed 401(k) plans. Parti...

by Ary Rosenbaum, That 401(k) Guy

For 401(k) Plan Providers

Well, I have an in with this association

If I got $5 for every time an advisor or other plan provider told me they had an in with an associat...

by Ary Rosenbaum, That 401(k) Guy

Life Beyond 401(k)

Sports card market is in a bubble that will explode

The COVID pandemic and sports documentaries like ESPN’s The Last Dance has created a fervor in spo...

by Ary Rosenbaum, That 401(k) Guy

News

We have a job to do

Only 20% of people aged 20 to 29 in the world believe they’ll achieve their full retirement income...

by Ary Rosenbaum, That 401(k) Guy

News

r/wallstreetbets is another reason why I hate self directed brokerage accounts

What the Reddit group wallstreetbets did with Gamestop in a short squeeze was something quite amazin...

by Ary Rosenbaum, That 401(k) Guy

For 401(k) Plan Providers

Purchasers need to stay in their lane

I’ve written blog posts about the problems that I see when a plan provider I know gets purchased. ...

by Ary Rosenbaum, That 401(k) Guy

For 401(k) Plan Providers

From a certain point of legal view

There are two types of ERISA attorney, those that work for a plan provider and those that don’t. M...

by Ary Rosenbaum, That 401(k) Guy

For 401(k) Plan Providers

The problem of the PEP Trustee

One of the quirks with pooled employer plans (PEPs) is the need for a corporate trustee. The only pr...

by Ary Rosenbaum, That 401(k) Guy