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When a Recordkeeper Switch Becomes a Fiduciary Freefall

If you’re a plan sponsor reading this, you can sit back, relax, and think, “I’ll never be that guy.” Except the guy in question just might be you. The case of Rick Case Enterprises Inc.—a Florida automotive group that allegedly lost roughly 9% of it...

Small Plans, Big Opportunity: Why Auto-Enrollment Matters

Here’s the straight talk: smaller employers—those with under roughly $50 million in plan assets—are getting left behind when it comes to automatic enrollment in workplace retirement plans. And as long as that gap persists, too many workers will continue...

When the Watchdog Sleeps: A Warning from the IBM 401(k) Case

Here’s what’s happening — and what every plan sponsor, consultant, and fiduciary should take ...

When Retirement Plans Become Rainy-Day Funds

So here we are, in the twilight of the old 401(k) era, and I can’t help but feel a mix of frustra...

When AI Becomes Your Co-Fiduciary: The New Frontier of Risk for 401(k) Sponsors

In the world of retirement plans, we’re comfortable with spreadsheets, deferral limits, matching ...

Participation on the Rise—But Don’t Celebrate Too Soon: Why the 401(k) Numbers Tell a Layered Story

So here’s what I’ve been watching—because if you’re a fiduciary, you don’t ju...

Another Forfeiture Suit Gets the Boot: What Plan Sponsors Should Learn from the Peco Foods Inc. Ruling

Greetings—this is Ary Rosenbaum picking up the referee’s whistle to review a recent win for fid...

2026 Limits Leap: A Fiduciary’s Drill — What Plan Sponsors Must Know Now

As I sit back, figuratively dusting off my “That 401(k) Conference” binder and sipping lukewarm...

When $1.8 Million Becomes the Fine Print in the 401(k) Fee-Fight

Here’s a story straight from the trenches of the 401(k) world: the parties in a long-running exce...

That 401(k) Conference Heads to Chicago and Denver!

If you’ve been to one of That 401(k) Conferences before, you already know it’s not your typical...