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Be open and honest

Someone from my past was in a new line of work and I wanted to help them out. They were p...

The multiple loan problem

As a 401(k) plan sponsor, you need to know that plan errors happen all the time. A 401(k)...

What all good 401(k) plans have

There are so many articles for plan sponsors (I’ve written quite a few) where they go o...

TIAA ranked as top recordkeeper website

A new report by research consultant Corporate Insight (CI) highlights that TIAA, Fidelity...

Will Hardships go up in 2025? Time will tell

A rising number of plan participants are making early 401(k) hardship withdrawals. A repo...

The Ottawa Adventure

When I was younger, my family didn’t take many vacations because we were a one income f...

Providing Info to Participants

ERISA requires disclosure of certain plan documents to participants including a summary p...

Another market correction is a pause for concern

I’ve been in the retirement plan business for 26 years and I’ve been through a few re...

Clorox forfeiture case goes forward

The U.S. District Court for the Northern District of California has decided not to dismis...

Schwab Self-Direct 401(k) plans gain 13.6% in 2024

The average Self-Directed Brokerage Account (SDBA) 401(k) balance at Charles Schwab finis...