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More annuities in plans is a pause for concern

A growing number of U.S. employers are adding lifetime income solutions to their defined c...

Ary Rosenbaum, That 401(k) Guy

IRS offers guidance on uncashed checks, but not really

In a recent revenue ruling, the IRS stated that if a participant or a beneficiary doesn’...

Ary Rosenbaum, That 401(k) Guy

The problem with target date funds

  I wasn’t a fan of target-date funds when the markets crashed in 2008 because ther...

Ary Rosenbaum, That 401(k) Guy

If you’re late with deferrals, it will probably happen again

People who are late are usually late most of the time. I’m usually always early for a me...

Ary Rosenbaum, That 401(k) Guy

You’re still using too much paper

  I used to use a lot of paper in my law practice. Then I had 10 feet of water in my ...

Ary Rosenbaum, That 401(k) Guy

Don’t fall for retirement plan euphemisms

My favorite comedian was George Carlin and George had a great act on euphemisms and how to...

Ary Rosenbaum, That 401(k) Guy

Sometimes, it’s the luck of the draw

As an ERISA attorney for almost 21 years (my career can get its own drink), I have seen a ...

Ary Rosenbaum, That 401(k) Guy

The MLB in Florida hasn’t been a success

Major League Baseball already announced the 2020 schedule and they’ve announced that Mia...

Ary Rosenbaum, That 401(k) Guy

The problem with plan provider appearances

My local school board is run by a clique who see nothing wrong that some of their children...

Ary Rosenbaum, That 401(k) Guy

Sites for 2020?

It’s August and the 2020 Major League Baseball Schedule is up. That means one thing: weâ...

Ary Rosenbaum, That 401(k) Guy