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Choose quality over popularity

I’m not very popular, never have been, and never will be. It’s probably my personalit...

Ary Rosenbaum, That 401(k) Guy

You need a change of culture to change

Long-term businesses in the retirement plan business don’t die overnight. It takes a ve...

Ary Rosenbaum, That 401(k) Guy

Don’t get political

As long as I remember, any political discussion gets a little heated. Thanks to social me...

Ary Rosenbaum, That 401(k) Guy

K.I.S.S.: Keep it simple stupid

As they once said in This is Spinal Tap, there is a fine line between stupid and clever. ...

Ary Rosenbaum, That 401(k) Guy

Thrift Savings Plan is a bad idea

Congress always has proposed legislation that will never make it to law and this thrift s...

Ary Rosenbaum, That 401(k) Guy

Experts at Advisory Council push for annuities

What is old is new again. Experts at an ERISA Advisory Council hearing recommended that a...

Ary Rosenbaum, That 401(k) Guy

Rhode Island is latest state run plan state

Rhode Island is joining the list of states providing a state-run plan that affords privat...

Ary Rosenbaum, That 401(k) Guy

The Theater of the Absurd

You will find stories of people getting fired for social media posts and I have zero symp...

Ary Rosenbaum, That 401(k) Guy

The Bear and the plan provider business

I finally sat down and watched the show everyone was talking about, The Bear on Hulu. Tha...

Ary Rosenbaum, That 401(k) Guy

Automatic enrollment is coming and we are not ready

With a few exceptions, SECURE 2.0 requires that 401(k) and 403(b) plans established on or...

Ary Rosenbaum, That 401(k) Guy