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Buying a business? What is with the 401(k) plan?

If you own a business, expanding by buying a competitor goes a long way. Mergers and acqu...

Ary Rosenbaum, That 401(k) Guy

Fiduciary Liability Insurance is really worth it

The warranty in the electronics business is gravy for the retailers who sell it. You’ll...

Ary Rosenbaum, That 401(k) Guy

The audit isn’t as random as you think

A small plan received an audit inquiry from the Internal Revenue Service (IRS). Upon furt...

Ary Rosenbaum, That 401(k) Guy

It’s a tremendous savings gap

They say a participant needs about $1.8 million for retirement savings, to live comfortab...

Ary Rosenbaum, That 401(k) Guy

Need to increase that retirement coverage gap

According to a survey by my friends at Paychex Inc., less than half (37.6%) of U.S. emplo...

Ary Rosenbaum, That 401(k) Guy

The thing about stealing plan assets

The recent news about RiversEdge, the Third-Party Administrator (TPA) accused of stealing...

Ary Rosenbaum, That 401(k) Guy

IPod R.I.P.

The iPod and the iTunes store were the products that saved Apple. I remember in the 1990s...

Ary Rosenbaum, That 401(k) Guy

401(k) dangers? It doesn’t have to be this way

Thalidomide was supposed to be the wonder drug that helped women manage morning sickness ...

Ary Rosenbaum, That 401(k) Guy

Need to communicate better with Start Up Credits

We live in a day and age where information is at our fingertips. Anything we want to know...

Ary Rosenbaum, That 401(k) Guy

Yes, student loans impact deferral rates and account balances

A recent study showed that student loan debt has a negative impact on deferral rates and ...

Ary Rosenbaum, That 401(k) Guy