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Vanguard shows record savings

A Vanguard published report found that the average participant deferral rate matched the ...

Ary Rosenbaum, That 401(k) Guy

CITs gaining ground in the 401(k) space

For about a 25-year run, mutual funds dominated the 401(k) market, but signs are changing...

Ary Rosenbaum, That 401(k) Guy

That 401(k) National Virtual Conference 2025 Registration is open and it’s Free

That 401(k) National Virtual Conference returns live on Thursday and Friday, January 30-3...

Ary Rosenbaum, That 401(k) Guy

Kiss Your Past Goodbye

“I been so lost I must confess I had my share of loneliness But yeah, it’...

Ary Rosenbaum, That 401(k) Guy

Committees need a dedication to the process

The best retirement plan committees I’ve seen are dedicated to the process. That means ...

Ary Rosenbaum, That 401(k) Guy

The inefficiency of plan design

When you start fixing up the house (for me, a never-ending battle) and replacing applianc...

Ary Rosenbaum, That 401(k) Guy

Plan provisions that every 401(k) plan should have

I probably have drafted and amended thousands of plans over the years and every plan has ...

Ary Rosenbaum, That 401(k) Guy

Your reputation is everything

I have been practicing in the employee benefits world for almost 26 years and the beauty ...

Ary Rosenbaum, That 401(k) Guy

The skin in the game

The reason I charge $100 a person (or usually $50 a person if they bring multiple people)...

Ary Rosenbaum, That 401(k) Guy

It takes effort to be mean

As I mentioned elsewhere, I took my daughter on a day trip to FanExpo Boston to meet her ...

Ary Rosenbaum, That 401(k) Guy