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Cover all bases and errors for that VCP application

The Internal Revenue Service (IRS) Voluntary Compliance Program (VCP) is one of the best ...

Ary Rosenbaum, That 401(k) Guy

It’s your call

Unless you delegate a fiduciary function to a plan fiduciary such as an ERISA 3(16) and 3...

Ary Rosenbaum, That 401(k) Guy

They have to play by the rules

When it comes to my law practice, I have an open phone call policy. I entertain phone cal...

Ary Rosenbaum, That 401(k) Guy

The participant direction dilemma

The problem with offering participants direction of investments is participants themselve...

Ary Rosenbaum, That 401(k) Guy

Timing is everything

Remember when there was the beanie baby craze and people would open stores that only sold...

Ary Rosenbaum, That 401(k) Guy

That 401(k) Conference hits Phoenix

With a rescheduled date because of the baseball lockout. That 401(k) Conference finally h...

Ary Rosenbaum, That 401(k) Guy

Criticism is fine

When I was at law school at American University Washington College of Law, I was the Exec...

Ary Rosenbaum, That 401(k) Guy

PEP vs state mandated IRAs: it’s the money

When an employer must sign up with a state-mandated IRA program and is considering that o...

Ary Rosenbaum, That 401(k) Guy

Appearances do matter

I always believe that appearances are extremely important and if things just don’t look...

Ary Rosenbaum, That 401(k) Guy

When Jerry Schlicter talks, plan sponsors should listen

Plan sponsors offering bitcoin in-plan as part of a plan investment lineup would expose t...

Ary Rosenbaum, That 401(k) Guy