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Balances were down

The stock market went down in 2022, so no surprise, so did 401(k) account balances.

According to Vanguard’s 22nd annual “How America Saves” study, the average 401(k) balance was $112,572 at the end of 2022 — a 20% drop from 2021.

I’ve been through some bear markets and I’ve seen worse results over the years.

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