Robert C. Lawton, AIF, CRPS, President, Lawton Retirement Plan Consultants, LLC

For 401(k) Plan Sponsors

401k Loans: The Worst Possible Investment

Taking a 401k loan is such a bad investment choice that it should not be allowed in any 401k plan ot...

by Robert C. Lawton, AIF, CRPS, President, Lawton Retirement Plan Consultants, LLC

For 401(k) Plan Sponsors

Are 401k Plan Loans Double Taxed?

Are 401k plan loans double taxed? As outlined in the example below, it appears that the principal am...

by Robert C. Lawton, AIF, CRPS, President, Lawton Retirement Plan Consultants, LLC

For 401(k) Plan Sponsors

The 10 Biggest 401k Plan Misperceptions

Your 401k plan participants really believe some of the things outlined below! Having worked a...

by Robert C. Lawton, AIF, CRPS, President, Lawton Retirement Plan Consultants, LLC

For 401(k) Plan Sponsors

Should 401k Plans Offer Only Index Funds?

A number of retirement plan experts believe that 401k plan participants should only be allowed to in...

by Robert C. Lawton, AIF, CRPS, President, Lawton Retirement Plan Consultants, LLC

For 401(k) Plan Sponsors

What Your 401k Investment Committee Should Discuss

If you are like most 401k plan sponsors, you worry about whether your 401k plan investment committee...

by Robert C. Lawton, AIF, CRPS, President, Lawton Retirement Plan Consultants, LLC

For 401(k) Plan Sponsors

How To Avoid A DoL 401k Audit

There are many reasons for plan sponsors to do everything possible to avoid a Department of Labor (D...

by Robert C. Lawton, AIF, CRPS, President, Lawton Retirement Plan Consultants, LLC

For 401(k) Plan Sponsors

What’s The Right 401k Contribution Rate?

The most frequent question I receive from 401k participants is, “How much should I contribute?” ...

by Robert C. Lawton, AIF, CRPS, President, Lawton Retirement Plan Consultants, LLC

For 401(k) Plan Sponsors

Six New Year’s Resolutions 401k Plan Sponsors Should Make

I hope that 2016 was a great year for you and that 2017 will be even better! A few changes can make ...

by Robert C. Lawton, AIF, CRPS, President, Lawton Retirement Plan Consultants, LLC

For 401(k) Plan Sponsors

401k Plan/Financial Wellness Education Best Practices

Have you started planning your 2017 401k employee education sessions? Generally, most plan sponsors ...

by Robert C. Lawton, AIF, CRPS, President, Lawton Retirement Plan Consultants, LLC

For 401(k) Plan Sponsors

Top 10 401k Trends For 2017

Competition for qualified employees is becoming intense. As a result, firms that you compete with fo...

by Robert C. Lawton, AIF, CRPS, President, Lawton Retirement Plan Consultants, LLC