Robert C. Lawton, AIF, CRPS, President, Lawton Retirement Plan Consultants, LLC

19 posts
All posts by Robert C. Lawton, AIF, CRPS, President, Lawton Retirement Plan Consultants, LLC

401k Loans: The Worst Possible Investment

Taking a 401k loan is such a bad investment choice that it should not be allowed in any 401k plan ot...


Are 401k Plan Loans Double Taxed?

Are 401k plan loans double taxed? As outlined in the example below, it appears that the principal am...


The 10 Biggest 401k Plan Misperceptions

Your 401k plan participants really believe some of the things outlined below!   Having worked a...


Should 401k Plans Offer Only Index Funds?

A number of retirement plan experts believe that 401k plan participants should only be allowed to in...


What Your 401k Investment Committee Should Discuss

If you are like most 401k plan sponsors, you worry about whether your 401k plan investment committee...


How To Avoid A DoL 401k Audit

There are many reasons for plan sponsors to do everything possible to avoid a Department of Labor (D...


What’s The Right 401k Contribution Rate?

The most frequent question I receive from 401k participants is, “How much should I contribute?” ...


Six New Year’s Resolutions 401k Plan Sponsors Should Make

I hope that 2016 was a great year for you and that 2017 will be even better! A few changes can make ...


401k Plan/Financial Wellness Education Best Practices

Have you started planning your 2017 401k employee education sessions? Generally, most plan sponsors ...


Top 10 401k Trends For 2017

Competition for qualified employees is becoming intense. As a result, firms that you compete with fo...