I’ve been doing this long enough to know that the biggest threat to a 401(k) plan isn’t the Department of Labor, trial lawyers, or even bad investments. It’s a spreadsheet that someone created in 2017 and has been copying ever since. That spreadsheet ha...
Plan providers are therapists who also happen to do census testing. Nobody puts that in a job description, but it’s the truth. When people think about our work, they imagine compliance calendars, investment menus, and spreadsheets with more tabs than a Broa...
The Long, Quiet Goodbye Most plan providers don’t wake up one morning and get fired. It...
For many plan sponsors, the story is the same. The plan was set up years ago. Employees p...
When a plan sponsor hears the words “late deposit,” they react like they’ve been ac...
I was on a conference call last week with a former co-worker I hadn’t spoken to in year...
If you’ve been watching the headlines, you’ve probably heard about the new Trump Acco...
If you thought your rollover notice obligations were settled a few years ago, think again...
The Internal Revenue Service (IRS) and Department of the Treasury issued Notice 2026-13 o...
Big headlines in retirement plan litigation don’t just hit household names; they’re a...
