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Timing Isn’t Everything—It’s the Only Thing

You just described one of the most underrated killers of otherwise good ideas: bad timing...

Cream Rises—But Only If It Doesn’t Get Buried First

There’s truth in what you’re saying, but let’s not turn it into a fairy tale. Ye...

The Best Idea No One Sees Is Still Worth Zero

You can have the greatest idea in the retirement plan space—brilliant plan design, eleg...

What Were The Thinking? Fox Sports and The Flaming Puck

As a diehard New York Rangers fan, let me say this as clearly as possible: the glowing pu...

Same Movie, New Sequel—But the Ending Still Matters

You read enough U.S. Department of Labor / Employee Benefits Security Administration rele...

The Headline Sounds Dramatic—The Story Isn’t

The Dayforce report (as covered by 401(k) Specialist) basically says this: after a few ye...

What Were They Thinking? Blockbuster Didn’t Hear Netflix Behind Them

There are business mistakes, and then there’s what Blockbuster did when Netflix started...

Why Your Best Clients Leave You (And Don’t Tell You Why)

Plan providers love to blame fees when a client walks out the door. It’s convenient, it...

Forfeitures: The Small Line Item That Creates Big Fiduciary Problems

Forfeitures are one of those things in a 401(k) plan that everyone thinks they understand...

The Provider Who Thinks “No News Is Good News” Is Already Losing the Client

There’s a mindset in the 401(k) industry that if the phone isn’t ringing, everything ...