When I started in this business, plan sponsors worried about lost checks. Now, they should be worried about lost data. Back then, if a participant’s address was wrong, you mailed a letter and hoped for the best. Today, if a hacker gets your payroll feed, yo...
I’ve been in this business long enough to know that the only thing “simple” about a 401(k) plan is the way people pretend it is. Every provider brochure says “turnkey,” “easy to administer,” or my personal favorite, “set it and forget it.” T...
Somewhere in Washington, someone at the Department of Labor must have a “Fiduciary Rule...
Working with a plan sponsor recently, I was helping sort out a late Form 5500 issue. Pret...
The last time I was in Montreal, I was nine years old. My parents took me there in 1981, ...
The U.S. Department of Labor has announced plans to revisit and likely revise the fiducia...
I’m encouraged by the DOL’s issuance of Advisory Opinion 2025-04A, which affirms that...
I love networking on LinkedIn. Some of the best connections I’ve made in this business,...
When I was younger, I wanted to get along. I really did. I wanted to keep the peace, stay...
Working on an IRS audit is hard enough. But what’s even harder? When you discover the p...
