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Make it easy for plan participants to understand

Less is more, I believe that. As an attorney in an occupation where most attorneys charge ...

Ary Rosenbaum, That 401(k) Guy

Plan committees have to meet

I used to joke that at the law firm I was at, that if the Managing Attorney wanted to bury...

Ary Rosenbaum, That 401(k) Guy

Townsend joins DOL

Kathleen Kennedy Townsend joined the Department of Labor (DOL) to help advance state and f...

Ary Rosenbaum, That 401(k) Guy

DOL has always dropped the ball on disclosure

The Government Accountability Office (GAO) has found that 45% of plan participants are not...

Ary Rosenbaum, That 401(k) Guy

Cutting Edge is usually Over The Edge

After 23 years in the retirement plan business, one thing that stands out is that plan pro...

Ary Rosenbaum, That 401(k) Guy

SBDA account balances are up

With the market up, it makes sense that self-directed brokerage accounts in defined contri...

Ary Rosenbaum, That 401(k) Guy

401(k) plans add Roth, but participants aren’t

About 75% of 401(k) plans allowed employees to save money in a Roth account in 2019, but p...

Ary Rosenbaum, That 401(k) Guy

Xerox hit with ERISA lawsuit

I’m old enough to remember when a photocopy and Xerox were considered the same. Xerox wa...

Ary Rosenbaum, That 401(k) Guy

40% of plan participants don’t know what their fees are, most of the other 60% also have no clue

According to the Government Accountability Office (GAO), about 40% of 401(k) plan particip...

Ary Rosenbaum, That 401(k) Guy

SEC Action on cybersecurity are just a harbinger of things to come

I’ve said it for a long time. It’s imperative that plan sponsors and plan providers wa...

Ary Rosenbaum, That 401(k) Guy