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Revenue Sharing is costlier to plan participants

I love when studies on retirement plans state the obvious.   According to researchers...

Ary Rosenbaum, That 401(k) Guy

IRS increase user fees

The Internal Revenue Service (IRS) has announced increases to user fees for letter rulings...

Ary Rosenbaum, That 401(k) Guy

COVID caused retirement plan raid

Kiplinger conducted a poll that showed that plan participants did raid their retirement pl...

Ary Rosenbaum, That 401(k) Guy

What you’ve got is a failure to listen

“What we’ve got here is failure to communicate. Some men, you just can’t rea...

Ary Rosenbaum, That 401(k) Guy

Watch out for excessive termination fees

It’s pretty simple as a 401(k) plan sponsor, you have a fiduciary duty to only pay reaso...

Ary Rosenbaum, That 401(k) Guy

The problem with DFVCP

When a plan sponsor has a late Form 5500 to file, one of the great things out there is the...

Ary Rosenbaum, That 401(k) Guy

Change is inevitable with a purchase

People tend to hate change especially when things are good. The problem with a change in t...

Ary Rosenbaum, That 401(k) Guy

Where to sell PEPs? Start with states that force employers to have plans

Where to sell Pooled Employer Plans? A good start is the states where employers have to of...

Ary Rosenbaum, That 401(k) Guy

New law provides disaster distribution relief New law provides disaster distribution relief

The Consolidated Appropriations Act, 2021 signed into law by President Trump, also provide...

Ary Rosenbaum, That 401(k) Guy

Money purchase plan distributions available for COVID relief

The Consolidated Appropriations Act, 2021, signed into law by President Donald Trump on De...

Ary Rosenbaum, That 401(k) Guy