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Lighten up Francis, it’s just an opinion

My most famous and most read articles has been the series of articles concerning my opinio...

Ary Rosenbaum, That 401(k) Guy

DOL is “plotting” a new fiduciary rule

When a government agency is plotting, they have to do it in public and it’s just a matte...

Ary Rosenbaum, That 401(k) Guy

MEPs are more expensive according to a study

The intention of multiple employer plans is that for the small plan market, their fees sho...

Ary Rosenbaum, That 401(k) Guy

JP Morgan ponies up $9 million

A settlement has been in a lawsuit accusing fiduciaries of the JPMorgan Chase 401(k) Savin...

Ary Rosenbaum, That 401(k) Guy

Participants raid their retirement accounts

I had said that one of the problems with the coronavirus and the CARES Act is that partici...

Ary Rosenbaum, That 401(k) Guy

DOL Finalizes Electronic Notice Safe Harbor

The Department of Labor (DOL) has finally issued final regulations providing a new “noti...

Ary Rosenbaum, That 401(k) Guy

The Inefficient Plan Design

When you start fixing up the house (for me, a never-ending battle) and replacing appliance...

Ary Rosenbaum, That 401(k) Guy

Picking the cheapest provider can be a breach of fiduciary

When it comes to health and fitness, you constantly hear studies about what foods fight or...

Ary Rosenbaum, That 401(k) Guy

You Need A Financial Advisor

I am still how often I find participant-directed 401(k) plans without a financial advisor....

Ary Rosenbaum, That 401(k) Guy

Experience can mean a lot of things

I always talk about how plan sponsors need to work with experienced financial advisors, th...

Ary Rosenbaum, That 401(k) Guy