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DOL says you have a missing participant if…..

According to the Department of Labor, you have a missing participant problem if: 1) You ha...

Ary Rosenbaum, That 401(k) Guy

It’s not hard to find missing participants, you just have to try

With the focus by the Department of Labor (DOL) on missing participants, I have to say it ...

Ary Rosenbaum, That 401(k) Guy

You need to read the plan document

Being an ERISA attorney for a couple of third-party administration (TPA) firms when I firs...

Ary Rosenbaum, That 401(k) Guy

You should pick out the groceries

If there is one famous quote that’s landed me in trouble, it’s one from my favorite fo...

Ary Rosenbaum, That 401(k) Guy

Just be accountable

People don’t like to be accountable for the most part. It’s just human nature to blame...

Ary Rosenbaum, That 401(k) Guy

Pick what’s good, not what’s popular

I’m not very popular, never have been and never will be. It’s probably my personality ...

Ary Rosenbaum, That 401(k) Guy

Potential Conflicts shouldn’t be just dismissed

As a retirement plan provider, you need to understand where there is a conflict of interes...

Ary Rosenbaum, That 401(k) Guy

Some people will do as minimal as possible

Another thing that sets plan providers apart is the work ethic, whether they will do whatâ...

Ary Rosenbaum, That 401(k) Guy

VALIC sued over surrender charge

One of the most annoying parts of being an ERISA attorney is dealing with surrender charge...

Ary Rosenbaum, That 401(k) Guy

Revenue Sharing is costlier to plan participants

I love when studies on retirement plans state the obvious.   According to researchers...

Ary Rosenbaum, That 401(k) Guy