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Why Plan Providers Can’t Fix What Plan Sponsors Won’t Disclose

One of the hardest parts of being a plan provider isn’t the complexity of ERISA—it’...

Why Hiding Information From Your Plan Provider Always Backfires

I understand why some plan sponsors withhold information from their plan providers. Somet...

You Can Reboot the Show, But You Can’t Reboot the Soul

I love The Rockford Files. It’s one of my favorite shows of all time. Not because of th...

The DOL’s Alternative Investments Proposal: A Turning Point or Just More Regulatory Noise?

If you’ve been paying attention to retirement plan news lately, you know that alternati...

Empower and Blackstone Walk Into a 401(k)… And It’s Not a Joke (But It Might Change Everything)

If someone had told me 15 years ago that one of the world’s largest alternative asset m...

Forfeitures: Free Money or Fiduciary Landmine?

For years, forfeitures were treated like found money in 401(k) plans. Someone leaves befo...

The Committee Minutes That Save You in a Lawsuit

When a 401(k) lawsuit is filed, the first thing plaintiffs’ counsel asks for isn’t yo...

Just Because Everyone Does It Doesn’t Mean It’s a Fiduciary Best Practice

One of the most dangerous phrases in the 401(k) world isn’t “lawsuit” or “DOL aud...

Revenue Sharing Isn’t Dead—But It’s Still Dangerous

Every few years, someone declares revenue sharing “dead.” And every few years, it stu...

How Provider Silence Becomes Exhibit A in Litigation

Plan providers love to say, “We’re not the fiduciary.” And in many cases, that’s ...