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Walk This Way, Again: My Love for Aerosmith and Their New EP with YUNGBLUD

I’ve been an Aerosmith guy for most of my life. Some people collect stamps, some people...

Ary Rosenbaum, That 401(k) Guy

The Most Ignored Document: Your Plan Document

Every plan sponsor owns a plan document. Very few read it. Fewer understand it. And almos...

Ary Rosenbaum, That 401(k) Guy

The Most Dangerous Words in a 401(k): “We’ve Always Done It That Way.”

If I had a dollar for every time a plan sponsor told me, “We’ve always done it that w...

Ary Rosenbaum, That 401(k) Guy

Loose Cannons, Lost Clients, and Why Getting Along Still Matters

Years ago, back when I was still at that fakakta law firm, I did what good people are sup...

Ary Rosenbaum, That 401(k) Guy

Don’t Be the Weak Link: Good Administrators Protect Plans — and Themselves

There’s a frontier-town cliché: a chain is only as strong as its weakest link. In the ...

Ary Rosenbaum, That 401(k) Guy

When Your Recordkeeping Platform Becomes Your Risk Platform

For years, recordkeepers sold the idea that technology solved everything. “Our platform...

Ary Rosenbaum, That 401(k) Guy

When a Sponsor Says “Our Employees Just Don’t Care”—How You Help Them Care

Plan providers hear it all the time: “Our employees don’t care about the 401(k).” T...

Ary Rosenbaum, That 401(k) Guy

How to Make Your Service Model Actually Participant-Centric (And Get Paid For It)

Everyone in the retirement plan world claims to be “participant-centric.” It’s the ...

Ary Rosenbaum, That 401(k) Guy

Your TPA Isn’t the Plan Administrator—You Are

One of the most persistent myths in the 401(k) universe is the idea that the third-party ...

Ary Rosenbaum, That 401(k) Guy

The QDIA You Pick Today Might Be Wrong Tomorrow

If there’s one consistent truth in the retirement plan world, it’s that nothing stays...

Ary Rosenbaum, That 401(k) Guy