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When The Fiduciary Warranty is Dangerous

I don’t pull any punches, so I have certainly written many articles about plan providers...

Ary Rosenbaum, That 401(k) Guy

The Value and Peril of Flat Fee Billing

I know a thing or two about the virtues of flat fee billing, have done my legal work on th...

Ary Rosenbaum, That 401(k) Guy

Advisors can’t care about fiduciary duty and recommend bad TPAs

When the cheaters were caught cheating at a game of blackjack, Sam “Ace” Rothstein wan...

Ary Rosenbaum, That 401(k) Guy

There is no such thing as an Assembly Line Retirement Plan

Henry T. Ford is considered the father or the pioneer of the modern day assembly line of m...

Ary Rosenbaum, That 401(k) Guy

Infinity War is a must see

There are a few film franchises that stand the test of time such as Star Wars and James Bo...

Ary Rosenbaum, That 401(k) Guy

I avoid it when it doesn’t look right, you should too

I live in an unincorporated village on the south shore of Nassau County and the elected Bo...

Ary Rosenbaum, That 401(k) Guy

Sometimes, change is anyone’s guess

An advisor asked me a very interesting question that had me thinking: since a good chunk o...

Ary Rosenbaum, That 401(k) Guy

The DOL Rolls Over, Fiduciary Rule Effectively Dead

The Department of Labor (DOL) said it’s not going to pursue enforcement actions against ...

Ary Rosenbaum, That 401(k) Guy

Yesterday’s plan participants in today’s world

When I first started in the 401(k) business, investment selection by participants was stil...

Ary Rosenbaum, That 401(k) Guy

That 401(k) Conference is all about value

That 401(k) Conference is that 401(k) financial advisor conference that came out from my i...

Ary Rosenbaum, That 401(k) Guy