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Changes have to be smooth

I hate moving. I’ve lived in the same house now for 16 years and I dread the idea of mo...

Remember that 401(k) plans are a benefit

I think the one thing that 401(k) plan sponsors really forget is that the plan is an empl...

The bonus problem

Bonuses are nice, I wouldn’t know because in the 11 years I was an employee, I got $300...

The problem with loans

When I draft a new 401(k) plan for a client, I’ll recommend a loan provision even thoug...

Don’t forget Cycle 3 restatements

With 2022 here, don’t forget about Cycle 3. This “Cycle 3” restatement means tha...

EBSA pick stalled

While Lisa Gomez’s nomination passed a Senate committee hurdle, her nomination to lead ...

Changes to 5500 reflect PEP requirements

The Department of Labor’s Employee Benefits Security Administration (EBSA) released the...

Employers offering Roth is way higher

The numbers of employers allowing Roth 401(k) savings have dramatically increased. The...

Default rate is higher

The Plan Sponsor Council of America through their annual survey has indicated is that 3% ...

The older I get, the more I’m like Larry

I’ve been a fan of Curb Your Enthusiasm since day one and in some way, I enjoy it more ...