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Push concerned employees to their advisors

Stock markets these days are seeing a lot of negative returns. Every day, it seems anothe...

Ary Rosenbaum, That 401(k) Guy

We have a cost communication problem

According to Sharebuilder 401(k). 74% of small businesses still don’t offer a retiremen...

Ary Rosenbaum, That 401(k) Guy

It’s tough out there

It’s easier to push 401(k) plans when times are good. Times aren’t good and it’s a ...

Ary Rosenbaum, That 401(k) Guy

Timing is everything

In the 1970s, the Phillie Phanatic was born. While Mr. Met was the first mascot in baseba...

Ary Rosenbaum, That 401(k) Guy

The friends you make

When my kids were born, I was told that we’d have no issues making friends with people ...

Ary Rosenbaum, That 401(k) Guy

Cover all bases and errors for that VCP application

The Internal Revenue Service (IRS) Voluntary Compliance Program (VCP) is one of the best ...

Ary Rosenbaum, That 401(k) Guy

It’s your call

Unless you delegate a fiduciary function to a plan fiduciary such as an ERISA 3(16) and 3...

Ary Rosenbaum, That 401(k) Guy

They have to play by the rules

When it comes to my law practice, I have an open phone call policy. I entertain phone cal...

Ary Rosenbaum, That 401(k) Guy

The participant direction dilemma

The problem with offering participants direction of investments is participants themselve...

Ary Rosenbaum, That 401(k) Guy

Timing is everything

Remember when there was the beanie baby craze and people would open stores that only sold...

Ary Rosenbaum, That 401(k) Guy