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Fiduciary Gamechanger: The Cornell 403(b) Decision and What It Means for You

If after decades of advising retirement-plans I learned one thing, it’s this: The law d...

When “Trust the Advisor” Isn’t Enough: Lessons from the Elanco TDF Case

I’ve always said, “You’re only one rigorous process away from averting a major fidu...

Meeting Gene Simmons: From Haifa to KISS Night

I schlepped two and a half hours to meet Gene Simmons at the Chill Out Expo, and I’d do...

The Silence of the Minutes

If you ever want to know how strong your fiduciary process really is, don’t look at the...

The Myth of Financial Wellness in a Vacuum

Every year, I see plan sponsors spend thousands on shiny “financial wellness” program...

One Shot to Get It Right

In the retirement plan world, there aren’t many do-overs. You don’t get to “try aga...

Don’t Be the Smartest Person in the Room—Be the Most Useful

In this business, every conference has that one person who wants everyone to know they’...

Data Is the New ERISA Section 404

When I started in this business, plan sponsors worried about lost checks. Now, they shoul...

The Mirage of Simplicity

I’ve been in this business long enough to know that the only thing “simple” about a...

The Fiduciary Rule Roller Coaster (Again)

Somewhere in Washington, someone at the Department of Labor must have a “Fiduciary Rule...