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You’d love to tell them to stay the course, but…..

As an employer and a plan sponsor, you’re the folks that employees will go ask questions. With a ...

Lawsuits are just allegations at first

It seems like every week, there is another major lawsuit against a plan sponsor and one of their se...

I hate the waiting period for deferrals

When I was an employee, one of the knocks that I would see in another potential employer is the wai...

The missed deferral opportunity

Like with late deferral deposits, another problem is the missed deferral opportunity. It usually ha...

The term fee

Signing up with a third-party administrator (TPA) is like getting married, you come in with the bes...

Multiple companies and plans, avoid the sloppiness

With small and medium-sized companies, multiple plans operated by multiple owned companies that are...

That eligibility issue

I always say that the reason I don’t have employees is because I was an employee too. One f the f...

Don’t exclude bonuses from definition of compensation

Maybe it’s the Larry David in me or the fact that I never had a job where I got a bonus, but excl...

Push concerned employees to their advisors

Stock markets these days are seeing a lot of negative returns. Every day, it seems another stock in...

Cover all bases and errors for that VCP application

The Internal Revenue Service (IRS) Voluntary Compliance Program (VCP) is one of the best methods fo...