Auto-enrollment is one of those retirement plan features that sounds wonderfully simple in a sales presentation. “We’ll automatically enroll employees, boost participation, and help people save.” Great. Everyone nods. Then reality arrives wearing steel-...
Once upon a time, 401(k) eligibility was easy. Age 21. One year of service. Quarterly entry dates. Everyone understood the assignment. Then we collectively lost our minds. Today, eligibility is where simple concepts go to die. Immediate eligibility for ...
Few words in retirement plan administration should trigger more anxiety than: “We changed payroll...
I’ve always liked immediate eligibility for deferrals. Clean, simple, easy to explain. Let people...
Every plan sponsor believes their census is accurate. It’s one of those quiet assumptions that ne...
Everyone loves the word “free.” Especially plan sponsors. If a provider tells you the plan has ...
Plan sponsors spend an incredible amount of time worrying about investment performance. They debate...
Auto-enrollment is one of the best things to ever happen to retirement plans. It solves the biggest...
Plan sponsors spend a lot of time worrying about the market. Is it too high? Too low? Are we headin...
Plan sponsors love a good illusion. And the biggest one in the 401(k) world is this: if the recordk...
