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Coverage is a big deal

When you look at the problems of retirement plans, one that gets short shrift is coverage and that ...

They got sued, so what?

If your plan is with a very large plan provider, you may be contacted by a competing provider that ...

The common thread about bad 401(k) plans

I always say one of the beauties of retirement plans is not one is alike. They are like snowflakes ...

You don’t need an IPS, but….

A lawsuit against Goldman Sachs reiterated one point that most plan sponsors and their advisors for...

Prune those former employees

To avoid headaches, I just think it’s important to prune former employees from the list of partic...

The aggrieved former Participant and the quick score

As a plan fiduciary for hundreds of millions of dollars and with a lot of ERISA knowledge, I can se...

Retirement plans need to fit like a glove

Johnnie Cochran could have been an ERISA attorney. The man who claimed: “if it doesn’t fit, you...

Plan sponsors are seeking fiduciary services

When I was in law school at American University and we moved into a new building (25 plus years lat...

Make sure the audit is independent

Retirement plans with more than 100 participants (I won’t mention the 80/120 rule) have a require...

Don’t hire family as a fiduciary

I have some simple rules to live by. I never bet on the Mets, eat Olive Garden or Red Lobster, or d...