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Participants will continue to make bad decisions

As the stock market remains choppy and we trying to figure out whether we are in a recession, it’...

401(k) and 403(b) are a lot alike, but the two shall not merge

Thanks to regulations, 403(b) plans are becoming more and more like 401(k) plans. It’s to the poi...

Web access makes it easier to steal

14 years ago, I worked on a union money purchase plan. A participant claimed that their distributio...

Keeping up appearances

When it comes to selecting and retaining plan providers, what you have to do as a plan sponsor is t...

Make sure your plan is efficient

When you start fixing up the house and replacing appliances or items like the front door or the roo...

Not every attorney is an ERISA attorney

I am an attorney, but I don’t play one on TV. I have been practicing in the ERISA field for ov...

Coverage is a big deal

When you look at the problems of retirement plans, one that gets short shrift is coverage and that ...

They got sued, so what?

If your plan is with a very large plan provider, you may be contacted by a competing provider that ...

The common thread about bad 401(k) plans

I always say one of the beauties of retirement plans is not one is alike. They are like snowflakes ...

You don’t need an IPS, but….

A lawsuit against Goldman Sachs reiterated one point that most plan sponsors and their advisors for...