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You're browsing category: For 401(k) Plan Sponsors

Not all fiduciary services are the same

As a plan sponsor, you hear the numbers like 3(16), 3(21), and 3(38) thrown around. The selling of ...

by Ary Rosenbaum, That 401(k) Guy

The old lawyer letter

When I was at law school, I was the editor of the student magazine there and I broke the story abou...

by Ary Rosenbaum, That 401(k) Guy

Find out if you’re part of a controlled or affiliated service group

As a 401(k) plan sponsor, you need to make sure that all your plan providers understand any ownersh...

by Ary Rosenbaum, That 401(k) Guy

What makes a good TPA? Simple, service.

A bad third-party administrator (TPA) can be a weapon of mass destruction. So when plan sponsors fo...

by Ary Rosenbaum, That 401(k) Guy

Focusing on fees, blinds you

For the past 9 1/2 years, fee disclosure has certainly helped you as a plan sponsor to finally unde...

by Ary Rosenbaum, That 401(k) Guy

There is a difference between TPAs

In any service industry, the quality of service and price can be far and wide. While people say tha...

by Ary Rosenbaum, That 401(k) Guy

Changing TPAs, “don’t go into business for yourself”

Changing third-party administrators (TPAs) isn’t fun. If you have to for it, do it. However, you ...

by Ary Rosenbaum, That 401(k) Guy

Changes have to be smooth

I hate moving. I’ve lived in the same house now for 16 years and I dread the idea of moving and I...

by Ary Rosenbaum, That 401(k) Guy

Remember that 401(k) plans are a benefit

I think the one thing that 401(k) plan sponsors really forget is that the plan is an employee benef...

by Ary Rosenbaum, That 401(k) Guy

The bonus problem

Bonuses are nice, I wouldn’t know because in the 11 years I was an employee, I got $300 for the h...

by Ary Rosenbaum, That 401(k) Guy