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You're browsing category: For 401(k) Plan Sponsors

Despite what the survey says, let them roll

I was an employee once and that’s why I don’t have employees. If I did have employees and they l...

by Ary Rosenbaum, That 401(k) Guy

Milk Carton Advisors are still a thing

When you hire a financial advisor for your plan, they typically are paid quarterly from plan assets....

by Ary Rosenbaum, That 401(k) Guy

Get an ERISA attorney to bless any merger or asset sale

If your company is buying the stock or the assets of another company, get an ERISA attorney to revie...

by Ary Rosenbaum, That 401(k) Guy

If you can do a Roth, do it by

I love the idea of a Roth 401(k) and if you could afford to lose the tax deduction of a 401(k) defer...

by Ary Rosenbaum, That 401(k) Guy

Take care of that beneficiary stuff

It happens all the time, an unmarried plan participant signs up for a retirement plan and designates...

by Ary Rosenbaum, That 401(k) Guy

Be a nice family member, get your beneficiary forms in order

I hate death, I hate talking about death, the whole point of living is not dying. Yet, when it comes...

by Ary Rosenbaum, That 401(k) Guy

If it’s free, how much can it be?

Years ago, I started working and had a lot of free time (before marriage and kids). I saw that the l...

by Ary Rosenbaum, That 401(k) Guy

Put a process in place to find missing participants

More than 16 million accounts of $5,000 or less — $8.5 billion in the aggregate — were left in w...

by Ary Rosenbaum, That 401(k) Guy

Hell hath no fury than a former employee scorned

I always say that the reason I don’t have employees is I was once an employee too. I was never tot...

by Ary Rosenbaum, That 401(k) Guy

Beware of the audit of the audit and don’t pay for it

A plan with 100 or more participants requires an audit of a plan’s financial standing conducted by...

by Ary Rosenbaum, That 401(k) Guy