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It’s not about a Name

11 years ago, I knew I was going to start my national law practice dedicated to ERISA/retirement pla...

I hate the stated match

A 401(k) plan doesn’t have to be treated like the Bible or any other type of book where every work...

The former employees can be a huge problem

In terms of issues over retirement plans for the past 22 years, the two most treacherous investigati...

Best defense is good procedures and following them

Having a great 401(k) plan doesn’t mean that a former participant won’t sue you or the governmen...

You need to read the plan document

I once worked at a third-party administrator (TPA) that I joked that if you wanted to hide something...

DOL says you have a missing participant if…..

According to the Department of Labor, you have a missing participant problem if: 1) You have more th...

It’s not hard to find missing participants, you just have to try

With the focus by the Department of Labor (DOL) on missing participants, I have to say it isn’t ha...

Pick what’s good, not what’s popular

I’m not very popular, never have been and never will be. It’s probably my personality or just no...

Potential Conflicts shouldn’t be just dismissed

As a retirement plan provider, you need to understand where there is a conflict of interest if someo...

What you need to do about missing participants

As a 401(k) plan sponsor, it’s not hard to lose touch with former employees who still have an acco...