People know that I love crypto investing, but hate it as a potential 401(k) investment for almost all plan participants.
Providers will offer it within a small self-directed. A brokerage-like window with minimum exposure. I believe For Us All is offering a 5% crypto window for employers that want to add that self-directed window for participants. This isn’t putting lipstick on a pig, that is a window that minimizes losses for participants and limits liability for the plan sponsor that will offer it. Until it’s regulated, you won’t see Bitcoin or any other type of crypto investment on a 401(k) fund menu anytime soon.
Crypto is a weapon of mass destruction because of its volatility and anyway being offered in a 401(k) plan needs to be carefully done, like For Us All is doing.