close

Ary Rosenbaum, That 401(k) Guy

2117 posts
All posts by Ary Rosenbaum, That 401(k) Guy

A Personal Tribute and a Nation’s Shock

I was supposed to see Rob Reiner at a book signing in New Jersey this past September — his talk o...

Engagement Is a Sponsor Problem — Not Just a Vendor One

Low participation rates. Weak deferral levels. Participants who never log in unless something goes ...

Why Most Provider “Best Practices” Are Just Litigation Avoidance

The retirement industry loves the phrase best practices. It sounds proactive, responsible, and prof...

The Myth of the Perfect Plan Sponsor

There is no such thing as a perfect plan sponsor. Anyone who tells you otherwise is either selling ...

Lifetime Income Options: Great in Theory, Complicated in Practice

For years, policymakers have promoted lifetime income options as the next evolution of defined cont...

Lifetime Income Options: Great in Theory, Complicated in Practice

For years, policymakers have promoted lifetime income options as the next evolution of defined cont...

Your Biggest Competitor Isn’t Another Provider — It’s Indifference

Most plan providers are prepared for competition. They know how to differentiate fee schedules, dem...

The Quiet Crisis: Nearly Half of Full-Time Workers Left Out

Recent reporting shows that roughly 42% of full-time U.S. workers — more than 40 million people, ...

Full Circle in the Waiting Room

I sat in the doctor’s office recently because my daughter needed a physical exam for college — ...

The Myth of the “One-Size-Fits-All” Fiduciary Solution

In the retirement industry, one of the most persistent, and convenient, myths is the idea that ther...