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Ary Rosenbaum, That 401(k) Guy

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All posts by Ary Rosenbaum, That 401(k) Guy

Your Annual Plan Review Is Probably a Waste of Time

Every year, plan sponsors sit through the annual 401(k) review. There’s a deck. There are charts....

Your 401(k) Isn’t Broken—But It’s Probably Not As Good As You Think

Most plan sponsors I talk to don’t think their 401(k) plan is broken. Contributions are going in,...

Your 401(k) Isn’t Broken—But It’s Probably Not As Good As You Think

Most plan sponsors I talk to don’t think their 401(k) plan is broken. Contributions are going in,...

Good News, Bad Reality: Fees Are Falling, But Someone Is Still Overpaying

Every year, the 401(k) Averages Book comes out and tells us something we already know—but somehow...

Why “No Complaints” From Employees Doesn’t Mean Your Plan Is Successful

One of the most common things plan sponsors say is, “We don’t get any complaints about our 401(...

Your Annual Plan Review Is Probably a Waste of Time

Every year, plan sponsors sit through the annual 401(k) review. There’s a deck. There are charts....

Why Most Investment Lineups Are Just Noise

Walk into most 401(k) plans and you’ll see the same thing: a bloated investment lineup filled wit...

Stop Selling What Plan Sponsors Don’t Need

My wife loves Le Creuset, which means, by extension, so do I. I’ve been to enough factory-to-tabl...

What Were They Thinking? The Fiasco of the AAF

Spring football always sounds like a great idea—until someone has to actually fund it. The All...

The Headline Is Dramatic. The Reality Is Familiar

Let’s not overcomplicate it. A federal court wiped out the 2024 Retirement Security Rule, and the...