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Ary Rosenbaum, That 401(k) Guy

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All posts by Ary Rosenbaum, That 401(k) Guy

Recordkeeper, TPA, Advisor: Who Owns the Mistake When Something Breaks?

When a retirement plan error surfaces, the first reaction is almost always the same: finger-pointin...

Being a Good Employer Is Not a Fiduciary Defense

Most plan sponsors genuinely want to do the right thing. They offer a retirement plan because they ...

Why “Good Service” Doesn’t Matter in ERISA Litigation

Providers often believe that being helpful will protect them if something goes wrong. It feels intu...

SECURE 2.0 Fatigue Is Real—But Providers Can’t Afford It

There is no denying it: sponsors are tired. SECURE 2.0 arrived in waves, and many employers are ove...

The Provider’s Blind Spot: When Helping Too Much Creates Fiduciary Exposure

Most providers don’t stumble into fiduciary exposure intentionally. They do it by trying to be he...

When Your Providers Disagree, It’s Still Your Problem

Plan sponsors are often surprised to learn that when their advisor, TPA, and recordkeeper disagree,...

Why Fred Reish’s Move to Prime Capital Matters to Plan Sponsors and Providers

Today’s industry news isn’t just another personnel announcement. When Fred Reish, a lawyer whos...

AI Isn’t a Gimmick Anymore: Why Participant Experience Is the New Retirement Battleground

the experience. Corporate Insight’s latest 2025 DC Plan Participant Website Experience Benchmark ...

Technology Doesn’t Replace Fiduciary Judgment — It Exposes It

Every retirement plan provider now talks about AI, personalization, and “smart” tools. Plan spo...

When the Rules Shift Under Your Feet: DOL’s New Stance on ERISA Litigation

If there’s one thing retirement plan sponsors learn quickly, it’s that “settled law” in ERI...