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Ary Rosenbaum, That 401(k) Guy

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All posts by Ary Rosenbaum, That 401(k) Guy

Just be accountable

People don’t like to be accountable for the most part. It’s just human nature to blame someone e...

Pick what’s good, not what’s popular

I’m not very popular, never have been and never will be. It’s probably my personality or just no...

Potential Conflicts shouldn’t be just dismissed

As a retirement plan provider, you need to understand where there is a conflict of interest if someo...

Some people will do as minimal as possible

Another thing that sets plan providers apart is the work ethic, whether they will do what’s needed...

VALIC sued over surrender charge

One of the most annoying parts of being an ERISA attorney is dealing with surrender charges for clie...

Revenue Sharing is costlier to plan participants

I love when studies on retirement plans state the obvious.   According to researchers from Vand...

IRS increase user fees

The Internal Revenue Service (IRS) has announced increases to user fees for letter rulings and deter...

COVID caused retirement plan raid

Kiplinger conducted a poll that showed that plan participants did raid their retirement plan account...

What you’ve got is a failure to listen

“What we’ve got here is failure to communicate. Some men, you just can’t reach. So you...

Watch out for excessive termination fees

It’s pretty simple as a 401(k) plan sponsor, you have a fiduciary duty to only pay reasonable plan...