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Participants raid their retirement accounts

I had said that one of the problems with the coronavirus and the CARES Act is that partici...

DOL Finalizes Electronic Notice Safe Harbor

The Department of Labor (DOL) has finally issued final regulations providing a new “noti...

The Inefficient Plan Design

When you start fixing up the house (for me, a never-ending battle) and replacing appliance...

Picking the cheapest provider can be a breach of fiduciary

When it comes to health and fitness, you constantly hear studies about what foods fight or...

You Need A Financial Advisor

I am still how often I find participant-directed 401(k) plans without a financial advisor....

Experience can mean a lot of things

I always talk about how plan sponsors need to work with experienced financial advisors, th...

You Can Learn Something New Every Day

As an ERISA attorney, I always have an open phone policy with plan sponsors, financial adv...

Plan Symptoms and When It’s Time to Review

As many of you know, I offer a Retirement Plan Tune-Up, a legal review for $750 that revie...

Plan Sponsors Can’t Overpay for Plan Services

When I was 13 and I had my Bar Mitzvah, I plunked down about $2,000 in 1985 money for a st...

ERISA Attorneys have to provide real value

10 years in, I’m glad I went on my own as an ERISA attorney, so I could provide value to...