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When a Recordkeeper Switch Becomes a Fiduciary Freefall

If you’re a plan sponsor reading this, you can sit back, relax, and think, “I’ll ne...

When the Payroll Provider Becomes the Plan Provider

Bundling sounds so convenient, doesn’t it? One login, one service team, one bill. It’...

The Advisor Who Knew Too Little

Every plan provider has crossed paths with one — the advisor who talks a big fiduciary ...

The Myth of the Free Plan

By Ary Rosenbaum Every few months, I hear a plan sponsor brag, “Our provider said th...

The Match Game: When Free Money Isn’t Enough

We’ve all heard it: “Don’t leave free money on the table.” It’s the classic pit...

The Last Hart Beating — and Why Nattie Neidhart’s Heart Still Leads the Way

There aren’t many people in professional wrestling who live up to the character they pl...

Small Plans, Big Opportunity: Why Auto-Enrollment Matters

Here’s the straight talk: smaller employers—those with under roughly $50 million in p...

When the Watchdog Sleeps: A Warning from the IBM 401(k) Case

Here’s what’s happening — and what every plan sponsor, consultant, and fiduciary sh...

When Retirement Plans Become Rainy-Day Funds

So here we are, in the twilight of the old 401(k) era, and I can’t help but feel a mix ...

Education Beats Enrollment — Every Time

There’s a metric that every plan provider loves to brag about: enrollment rates. Auto-e...