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The Hidden Risk of Provider Conflicts Inside PEPs

PEPs were sold to the retirement plan industry as the answer to everything—lower costs,...

Alternative Investments Are Coming—And Fiduciary Duty Is Coming With Them

If there’s one thing plan sponsors should never forget, it’s this: innovation doesnâ€...

Committee Meetings Don’t Make You a Fiduciary Hero—Good Decisions Do

Some plan sponsors believe that holding committee meetings automatically makes them good ...

The Myth That Technology Alone Makes a Great Plan Provider

There’s a growing belief in the retirement industry that technology equals quality. Sle...

Why Plan Providers Can’t Fix What Plan Sponsors Won’t Disclose

One of the hardest parts of being a plan provider isn’t the complexity of ERISA—it’...

Why Hiding Information From Your Plan Provider Always Backfires

I understand why some plan sponsors withhold information from their plan providers. Somet...

You Can Reboot the Show, But You Can’t Reboot the Soul

I love The Rockford Files. It’s one of my favorite shows of all time. Not because of th...

The DOL’s Alternative Investments Proposal: A Turning Point or Just More Regulatory Noise?

If you’ve been paying attention to retirement plan news lately, you know that alternati...

Empower and Blackstone Walk Into a 401(k)… And It’s Not a Joke (But It Might Change Everything)

If someone had told me 15 years ago that one of the world’s largest alternative asset m...

Forfeitures: Free Money or Fiduciary Landmine?

For years, forfeitures were treated like found money in 401(k) plans. Someone leaves befo...