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The Myth of the Perfect Plan Sponsor

There is no such thing as a perfect plan sponsor. Anyone who tells you otherwise is eithe...

Ary Rosenbaum, That 401(k) Guy

Lifetime Income Options: Great in Theory, Complicated in Practice

For years, policymakers have promoted lifetime income options as the next evolution of de...

Ary Rosenbaum, That 401(k) Guy

Lifetime Income Options: Great in Theory, Complicated in Practice

For years, policymakers have promoted lifetime income options as the next evolution of de...

Ary Rosenbaum, That 401(k) Guy

Your Biggest Competitor Isn’t Another Provider — It’s Indifference

Most plan providers are prepared for competition. They know how to differentiate fee sche...

Ary Rosenbaum, That 401(k) Guy

The Quiet Crisis: Nearly Half of Full-Time Workers Left Out

Recent reporting shows that roughly 42% of full-time U.S. workers — more than 40 millio...

Ary Rosenbaum, That 401(k) Guy

Full Circle in the Waiting Room

I sat in the doctor’s office recently because my daughter needed a physical exam for co...

Ary Rosenbaum, That 401(k) Guy

The Myth of the “One-Size-Fits-All” Fiduciary Solution

In the retirement industry, one of the most persistent, and convenient, myths is the idea...

Ary Rosenbaum, That 401(k) Guy

The Quiet Problem in Your 401(k): Former Employees Who Never Leave

Every plan sponsor knows the feeling, employees come and go, but their 401(k) balances of...

Ary Rosenbaum, That 401(k) Guy

The Dust Settles: What DOL’s Move Means for 401(k) Sponsors

Just when the 401(k) frontier seemed to be getting a new sheriff , tougher advice standar...

Ary Rosenbaum, That 401(k) Guy

Into the Next Chapter: Why 401(k) Sponsors Must Rethink Retirement Income

A new study examining how retirees manage annuity payouts from defined-contribution plans...

Ary Rosenbaum, That 401(k) Guy