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Another Year, Another Reminder: Fees Still Matter – Especially for Small Plans

The just-released 25th Edition of the 401k Averages Book confirms what many of us on the ...

Why I Don’t Like Life Insurance in a 401(k) Plan

I’m not anti-life insurance. In fact, I have life insurance, and I believe it’s one o...

Speak Up, or Prepare to Be Stepped On (and Possibly Assigned to Kiddush Duty… Again)

There’s a hard truth in life, and I learned it the long, slow, and silent way: if you d...

The Village Idiot(s) of Oceanside: A Cautionary Tale from Facebook

When I first thought about Oceanside, I figured there was at least one village idiot—st...

Josh Itzoe Launches Fiduciary U: A New Era in 401(k) Committee Education

Let me be honest: most fiduciary training out there is about as exciting as watching pain...

Forfeitures, Fiduciary Failures, and Cigna: Another Lesson in ERISA Risk

Another week, another Adams v. Goliath story in the world of ERISA litigation—and this ...

There is a difference between TPAs

In any service industry, there’s a wide range of quality and pricing. People often tell...

There is a cost to those free plans

There’s nothing wrong with “free” — unless there’s a hidden cost lurking beneat...

Workplace Retirement Plans: Participation Is Up, But So Is Financial Stress

Retirement plan participation is up, but don’t pop the champagne just yet. According to...

DOL changes opinion letter program

The Department of Labor just announced that its Employee Benefits Security Administration...