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(3)(38) is still here

The uniqueness of the §3(38) proposition is that the §3(38) fiduciary has discretionary...

Ary Rosenbaum, That 401(k) Guy

Social media gets clients

As discussed so many times in the past, I went to that crappy law firm and thought I coul...

Ary Rosenbaum, That 401(k) Guy

When you focus only on fees, you lose sight of everything else

For the past 12 years, fee disclosure has certainly helped you as a plan sponsor to under...

Ary Rosenbaum, That 401(k) Guy

Why do TPA buyers botch the sale? They don’t know the TPA’s true value

A buddy of mine has been out of work for over a year. He’s a plan administrator who wor...

Ary Rosenbaum, That 401(k) Guy

There is room for everyone

When fee disclosure regulations were implemented, there were a few industry chicken littl...

Ary Rosenbaum, That 401(k) Guy

Sometimes, a plan sponsors can’t just can’t say no thanks

When you meet retirement plan sponsors just at different networking events and they find ...

Ary Rosenbaum, That 401(k) Guy

Read the plan document

Being an ERISA attorney for a couple of third-party administration (TPA) firms when I fir...

Ary Rosenbaum, That 401(k) Guy

Change of scenery could be everything

For whatever reason, high school was tough for me. Maybe it was undiagnosed ADHD, or perh...

Ary Rosenbaum, That 401(k) Guy

This can’t work

Saw this in my junk folder, one of the worst follow-ups on an unsolicited sales pitch: &#...

Ary Rosenbaum, That 401(k) Guy

AI will cut out jobs

Artificial Intelligence (AI) will help plan providers reduce cost. At least that’s what...

Ary Rosenbaum, That 401(k) Guy