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Forfeitures: The Small Line Item That Creates Big Fiduciary Problems

Forfeitures are one of those things in a 401(k) plan that everyone thinks they understand...

The Provider Who Thinks “No News Is Good News” Is Already Losing the Client

There’s a mindset in the 401(k) industry that if the phone isn’t ringing, everything ...

Your Annual Plan Review Is Probably a Waste of Time

Every year, plan sponsors sit through the annual 401(k) review. There’s a deck. There a...

Your 401(k) Isn’t Broken—But It’s Probably Not As Good As You Think

Most plan sponsors I talk to don’t think their 401(k) plan is broken. Contributions are...

Your 401(k) Isn’t Broken—But It’s Probably Not As Good As You Think

Most plan sponsors I talk to don’t think their 401(k) plan is broken. Contributions are...

Good News, Bad Reality: Fees Are Falling, But Someone Is Still Overpaying

Every year, the 401(k) Averages Book comes out and tells us something we already know—b...

Why “No Complaints” From Employees Doesn’t Mean Your Plan Is Successful

One of the most common things plan sponsors say is, “We don’t get any complaints abou...

Your Annual Plan Review Is Probably a Waste of Time

Every year, plan sponsors sit through the annual 401(k) review. There’s a deck. There a...

Why Most Investment Lineups Are Just Noise

Walk into most 401(k) plans and you’ll see the same thing: a bloated investment lineup ...

Stop Selling What Plan Sponsors Don’t Need

My wife loves Le Creuset, which means, by extension, so do I. I’ve been to enough facto...