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The cost for more self-correction

Years ago, any volume submitter plan or non-standardized prototype plan would apply for i...

Ary Rosenbaum, That 401(k) Guy

See how decisions impact others

The idea for buying a nice home is that you would be friendly with neighbors. That really...

Ary Rosenbaum, That 401(k) Guy

You can go broke without getting a client

When I started my own law practice in 2010, I did some small business networking and I re...

Ary Rosenbaum, That 401(k) Guy

Stealing plan assets is a dumb crime

Perhaps it is a result of the terrible economy for the last few years or perhaps more sup...

Ary Rosenbaum, That 401(k) Guy

Schwab shows gain in self directed brokerage accounts

You know I’m not in favor of self-directed brokerage accounts (SDBAs), but they are sti...

Ary Rosenbaum, That 401(k) Guy

American Airlines pilot sues over ESG in 401(k) plan

As I always say, if you’re a retirement plan sponsor, you can be sued over anything, re...

Ary Rosenbaum, That 401(k) Guy

The High School Changeling

“High school was my personal Vietnam,” I said in many of my articles over the years, ...

Ary Rosenbaum, That 401(k) Guy

This Catch Up Roth change is going to be fun and it’s going to be a hot mess

To pay for the tax savings implemented by SECURE 2.0, there was a huge tax revenue earner...

Ary Rosenbaum, That 401(k) Guy

Pick your battles

If I have to say one sad thing about my experiences is that I try to get along with peopl...

Ary Rosenbaum, That 401(k) Guy

If it gets people to save, it’s a good thing

When we had our inaugural Retirement Roundtable during That 401(k) National Virtual Confe...

Ary Rosenbaum, That 401(k) Guy