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Selling Betamax in a VHS world

A plan provider once asked me if I had written a full-blown article on why trustee direct...

Ary Rosenbaum, That 401(k) Guy

The Costs of that Long Time, Part Time change in 2024

The biggest change with the SECURE Act is that long-term part-time employees will be elig...

Ary Rosenbaum, That 401(k) Guy

401(k) Averages Book Shows More Fee Compression

Since 2012 with fee disclosure regulations, we have seen 401(k) fee compression and the l...

Ary Rosenbaum, That 401(k) Guy

It never goes to plan

My grandmother always said that life doesn’t go to plan. She said that years before her...

Ary Rosenbaum, That 401(k) Guy

Kiss your past goodbye

I was a volunteer and officer for an organization where I stated that the leadership (not...

Ary Rosenbaum, That 401(k) Guy

Advertising won’t fix that

Over the years, I worked with many organizations starting back with student political org...

Ary Rosenbaum, That 401(k) Guy

Review those hardship requests

It’s easier to steal when no one is looking. In Ohio, a former plan participant is f...

Ary Rosenbaum, That 401(k) Guy

We’re all shaped by our experiences, but we need to overcome

I’m terrible with compliments. It’s probably because as a kid, I didn’t get many an...

Ary Rosenbaum, That 401(k) Guy

DOL issues caution on private equity investments

The Department of Labor (DOL) has cautioned plan fiduciaries about private equity investm...

Ary Rosenbaum, That 401(k) Guy

Get those amendments for 2022

In addition to that restatement for Cycle 3 that must be completed for most defined contr...

Ary Rosenbaum, That 401(k) Guy