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free packages

The free distribution package problem

A lot of the bundled third-party administration (TPA) firms are offering free distribution packages ...

chickenlittlesky

Dear Chicken Little, We Will Survive in This Business

I remember when the chicken littles of the 401(k) business insisted that when fee disclosure regulat...

Hello I Am Suing You words on a name tag sticker informing that someone is bringing a lawsuit against you in a court of law

Providers and plan sponsors can get sued even if they are doing their jobs well

The fact is that sometimes, bad things happen to good people. That can be said about retirement plan...

strike

Another strike will be companies eliminating contributions

Having experienced two meltdowns in the market in the past 22 years, I feel that this Coronavirus pa...

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The Coronavirus Distribution Isn’t good for participants and the business

As the turd in the punch bowl as I affectionately call myself, I am a little too frank on what is go...

B91F7C01-288D-44AF-9405-ABCA4390D966

Have the conversation about contributions

With so many layoffs and furloughs thanks to the Coronavirus Pandemic, plan sponsors don’t have th...

A7ED84C3-2CCD-43C3-A73E-AA2922F97070

Advertising isn’t going to fix it

Over the years, I worked with many organizations starting back with student political organizations ...

C696343F-BD64-4FEE-869D-C14DE00C0D36

Don’t get stuck in the past

I was a volunteer and officer for an organization where I stated that the leadership (not including ...

plans

It doesn’t go to plan

My grandmother always said that life doesn’t go to plan. She said that years before her death and ...

betamax

You can’t sell Betamax in a world of VHS

A plan provider once asked me if I had written a full-blown article on why trustee directed 401(k) p...